TURN-ONS: Shyness, facial hair, and a guy who likes to get naked and dirty.

TURN-OFFS: Guys who say what they think I want to hear.

FAVORITE WATER ACTIVITY: Wakeboarding and tubing.

MY FAVORITE BOOK AND WHY: The Horse Whisperer. It is an inspiring story about falling down and getting back up.

After she graduates this year, with a degree in business marketing, Sara Jean and her best friend plan to celebrate by backpacking through Europe. "I’m a spontaneous, outdoorsy type who has traveled a lot, but Oregon is the perfect place to live," she says. "I love its greenness, fresh air and beauty. I like to ride my horse up a trail to this beautiful spot where you can see four mountains on a clear day. I go there when I’m stressed out or sad–as long as it’s not hunting season."

Most refreshing about Sara Jean Underwood is her utter lack of artifice. When you look into the warm hazel eyes of this nude sweet-natured girl next door, you find no pretense, cynicism or delusions. "My happiness comes from being at home, whether it’s with my mom and dad or, I hope, with a romantic interest later in life," she says.