TURN-ONS: I know it’s random, but I love to watch a guy eat a big piece of chocolate cake. Weird?

TURN-OFFS: Guys who take longer than I do to get ready. Men who have no manners.

WHAT MAKES A WOMAN SEXY: A real and friendly smile works wonders.

THE LOVE OF MY LIFE: Vince Vaughn because he’s a manly man who is funny.

When Miss Frigo was 15 her father sent her to Florida to learn English and earn a degree in international business so she could eventually return home to help run the family’s oil company. But Francesca had other ideas. "I am a rebellious free spirit, and I loved Miami instantly," she says with her trademark mischievous laugh. "It gave me the opportunity to experience all the things I hadn’t had a chance to experience as a kid because I had grown up in such a small town. I am now 100 percent a Miami girl." In other words, "I needed the city, and it needed me."

And so South Beach lured her away from school, and she lured South Beach right back with her unabashed personality and devilish curves. "I like noisy, crowded places," she explains. "Plus I can Rollerblade and walk my four dogs along the beach. I play a lot of beach volleyball, too." A Playboy scout first approached Francesca five years ago- at almost the exact moment she had enrolled in Miami International University of Art & Design to study fashion merchandising. But back then, she claims, "my dad would have killed me because I was only 19."